Respect of Tribal Sovereignty
Every Native Population has a distinct history of colonization, treaty negotiations, relocation, and conquest. The creation of a CDFI in and around Native communities exercises sovereignty, self-determination, and nation-building.
The North Idaho Native Fund is a CDFI that provides the community in and around the Coeur d’Alene Reservation with businesses to create jobs, develop long-term economic self-sufficiency, and facilitate access to capital.
Building Economic Development
The CDFI Fund uses grant awards to invest in the capacity of Native CDFIs. This empowers them to grow, achieve organizational sustainability, and drive community revitalization.
The purpose of the North Idaho Native Fund is to improve the financial capacity
of our families and businesses in and around the Coeur d’Alene Reservation.
Debt Consolidation Loans
Loans meant to combine multiple balances from credit cards and other high-interest loans into a single loan with a fixed rate and term. This can help you save money by reducing your interest rate, and can help you pay off your debt faster.
Payday Alternative Loans
Repayment is usually expected within a set time frame based on your payday terms. Short-term borrowing based on borrower’s income and credit profile.
Loans used for personal purposes. This Loan can be secured (backed by the asset of a borrower) or unsecured (not backed by the assets of the borrower).
Best used for financing long term capital purchases for your business.
Learning how to make a budget, understand income and expenses, and avoiding debt in the future are an important part of our Financial Classes to help you make sound decisions about your personal finances.
North Idaho Native Fund wants to empower you to make smart financial decisions. We provide the knowledge and skills you need to manage money effectively such as: budgeting, saving, borrowing, and investing.
Learn More about how North Idaho Native Fund can help you
North Idaho Native Fund (NINF) located inside the Coeur d'Alene Tribal Housing Authority in Plummer, Idaho
NINF incorporated under the Coeur d’Alene Tribe on September 28, 2017 as a Nonprofit Corporation. We have since then obtained 501(c)(3) status with the IRS, and have been operating under two CDFI Fund Native American Assistance Programs (NACA Program) under the Department of US Treasury. As an Emerging Entity, NINF is dedicated to providing developmental services such as training and technical assistance in various types of financial services (financial literacy, savings plans, consumer loans, business loans, debt consolidation, etc.) to clients in and around the Coeur d’Alene Reservation.
At the end of 2020, NINF will apply for Certification to the CDFI Fund. CDFI Certification is a formal acknowledgment from the CDFI Fund that a financial institution meets certain community development finance measures. To find out more information about The CDFI Fund and CDFIs please visit their website at: http://www.cdfifund.gov/