What is North Idaho Native Fund?

We are an emerging CDFI that provides technical support, business counseling, financial education and financing options to the Couer D Alene Tribe and surrounding communities in Idaho and Washington.  

Small Business Counseling and Resources

North Idaho Native Fund has partnered with the Idaho Connect Community Navigator Program to provide small business resources such as educational courses and training, one to one advising and technical assistance. 

Loan Products

NINF is working to bolster the financial well-being of individuals and businesses in CDA by introducing loan products that are more accessible than traditional bank loans. These solutions offer a lifeline, allowing local families and companies to unlock their potential! 

Financial Education

Learning how to make a budget, understanding income and expenses, and avoiding debt in the future are important parts of our financial education. We want you to have the tools to make sound decisions about your personal and business financials.  

North Idaho Native Fund Products

The purpose of the North Idaho Native Fund is to improve the financial capacity
of our families and businesses in and around the Coeur d’Alene Reservation.

North Idaho Native Fund Provides Loans

Payday Alternative Loans

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Coming Soon!

Repayment is usually expected within a set time frame based on your payday terms.  Short-term borrowing based on borrower’s income and credit profile.

North Idaho Native Fund Adds Money to your wallet

Personal Loans

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Loans used for personal purposes. This Loan can be secured (backed by the asset of a borrower) or unsecured (not backed by the assets of the borrower). 

North Idaho Native Fund Money in the Bank

Business Loans

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Coming Soon!

 Best used for financing long term capital purchases for your business. 

Financial Classes

Learning how to make a budget, understand income and expenses, and avoiding debt in the future are an important part of our Financial Classes to help you make sound decisions about your personal finances.

Financial Literacy

North Idaho Native Fund wants to empower you to make smart financial decisions. We provide the knowledge and skills you need to manage money effectively such as: budgeting, saving, borrowing, and investing.  

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North Idaho Native Fund can help you

North Idaho Native Fund is Here for You

Respect of Tribal Sovereignty

Every Native Population has a distinct history of colonization, treaty negotiations, relocation, and conquest. The creation of a CDFI in and around Native communities exercises sovereignty, self-determination, and nation-building.  

North Idaho Native Fund Supports New Ideas

Facilitation of

The North Idaho Native Fund is a CDFI that provides the community in and around the Coeur d’Alene Reservation with businesses to create jobs, develop long-term economic self-sufficiency, and facilitate access to capital. 

North Idaho Native Fund Money In the Bank

Building Economic Development

The CDFI Fund uses grant awards to invest in the capacity of Native CDFIs.  This empowers them to grow, achieve organizational sustainability, and drive community revitalization.

About Us


North Idaho Native Fund (NINF) located inside the Coeur d'Alene Tribal Housing Authority in Plummer, Idaho

NINF incorporated under the Coeur d’Alene Tribe on September 28, 2017 as a Nonprofit Corporation. We have since then obtained 501(c)(3) status with the IRS, and have been operating under two CDFI Fund Native American Assistance Programs (NACA Program) under the Department of US Treasury.  As an Emerging Entity, NINF is dedicated to providing developmental services such as training and technical assistance in various types of financial services (financial literacy, savings plans, consumer loans, business loans, debt consolidation, etc.) to clients in and around the Coeur d’Alene Reservation. 

At the end of 2020, NINF will apply for Certification to the CDFI Fund. CDFI Certification is a formal acknowledgment from the CDFI Fund that a financial institution meets certain community development finance measures. To find out more information about The CDFI Fund and CDFIs please visit their website at: http://www.cdfifund.gov/    

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North Idaho Native Fund gratefully acknowledges the tandem
of people who support our goal of generating economic growth and opportunity.

Contact NINF

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  • North Idaho Native Fund Address

    Address: 1005 8th Street Ste 1, Plummer, ID 83851

  • North Idaho Native Fund Email

    PO Box 347, Plummer, ID 83851

  • North Idaho Native Fund Phone

    Phone Number: 208-686-1927

  • North Idaho Native Fund Mail

    Have any questions? raila.garrick@cdatribe-nsn.gov

  • North Idaho Native Fund Clock

    We are open: 
Monday-Friday 8:00am to 4:30pm